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Probate Law News
FDIC And Capital Area Asset Builders Launch "DC Saves" Campaign In The Nation's Capital
The Federal Deposit Insurance Corporation (FDIC) and the Capital Area Asset Builders today jointly launched "DC Saves" – a citywide campaign to provide Washington, D.C. residents with information and resources to help them reduce debt, save more and build wealth. In the spirit of the campaign, several area financial institutions are offering special savings accounts – with features such as no monthly or minimum balance fees for at least 12 months – to encourage residents to save.
"Far too many Americans have either no relationship with a mainstream financial institution or limited access to banking products and services," said FDIC Chairman Sheila C. Bair. "I encourage all District residents to begin the journey toward saving and building wealth. 'DC Saves' will help residents take that first step."
Nationwide, the personal savings rate is steadily declining and nearly one in five American households has zero net worth or is in debt. "DC Saves" will work to reverse this trend locally, providing information, advice and encouragement to help District residents reduce debt, increase household savings and build wealth.
Individuals who enroll as "DC Savers" can receive the following benefits, at no cost: budget and credit counseling, housing counseling, opportunities to attend financial seminars on a range of topics, quarterly American Saver newsletters, advice by e-mail from certified financial planners and certified public accountants, and access to a wide range of financial information. Read more at fdic.gov.
Probate Transfers Legal Title Of Property
Probate is the means by which legal title of property transfers from the estate of the person who has died, to his or her proper beneficiaries. The term "probate" refers to proving the existence of a valid Will, or determining and proving who one's legal beneficiaries are if there is no Will. Since you can't take it with you, probate is the process used to determine who gets your property.
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Definition:
All property owned by a person that can be used or made available to use in the payment of debts and heirs.
Power of attorney
Definition:
A legal agreement that authorizes someone to handle or share in handling the financial matters of another person. A "durable" power of attorney can continue to give power to another in handling financial matters after incapacitation has occurred.
Probate
Definition:
The process of settling your estate after you die, including paying creditors and heirs, and validating a will (if there is one).
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Philadelphia
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State College
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Warminster
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West Chester
Wilkes Barre
Williamsport
York
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